Hidden mortgages
An ipoteca registered against the property survives the sale unless cancelled at closing. The seller doesn't have to mention it in the listing.
Visurly
Visurly
Italian property verification · 24-hour delivery · Plain English
Italian sellers aren't legally required to disclose existing mortgages, liens, or family-succession claims. Visurly pulls the official registry data and emails you a plain-English PDF in 24 hours.
Property Verification Report
VIS-A4F2-082
§3 — Active encumbrances
2 active findings ⚠
Finding 1
ACTIVEVoluntary mortgage
€180,000 · Banca [REDACTED] · 14/03/2018
Finding 2
ACTIVEJudicial lien
€18,500 · Agenzia delle Entrate · 22/11/2022
75M+
Italian properties covered in the registry
4
Official Italian registries searched per report
8+
Categories of encumbrance checked
24h
Plain-English PDF in your inbox
Data sourced from
What the seller doesn't have to tell you
The notarial check happens at closing — too late if your deposit has already been wired.
An ipoteca registered against the property survives the sale unless cancelled at closing. The seller doesn't have to mention it in the listing.
A pignoramento or ipoteca giudiziale can block the sale or transfer the right of execution to the creditor — leaving you in court instead of in your home.
Multiple heirs, unsettled successions, registered usufrutto rights — the person showing you the house may not be able to sell it alone.
How it works
Step 1
Type the property address or paste the listing URL. We identify the cadastral parcel from the address.
Step 2
Visurly queries the Catasto, Conservatoria dei Registri Immobiliari, and OMI quotazioni — the same sources your notaio uses at closing.
Step 3
A plain-English report — Italian + English on every page — arrives in your inbox within 24 hours, with specific questions to ask your notaio.
The maths
An undisclosed ipoteca on an Italian property typically costs €5,000–€20,000 in legal fees and 6–18 months to clear retroactively.
The Visurly report costs €29 and arrives in 24 hours.
What you receive
One PDF, delivered by email within 24 hours. Italian and English on every page. No legal Italian required to read it. Source citations on every claim — verifiable in the public registry.
How Visurly compares
Most foreign buyers fall into one of these three buckets before signing. Here's the honest trade-off.
| Ad-hoc googling | Visurly | Italian conveyancing lawyer | |
|---|---|---|---|
| Cost | Free | €29 | €1,000–€5,000 |
| Speed | Hours of confused reading | 24 hours | 2–6 weeks |
| Surfaces hidden mortgages & liens | No — registry data isn't on Google | Yes — direct from Conservatoria | Yes |
| In English | Sometimes (machine-translated) | Yes — written for non-Italian-speakers | Depends on the lawyer |
| Legal opinion | No | No — registry data only | Yes |
| Best used | Never, for a deposit decision | Before you wire the deposit | After you decide to proceed |
Use Visurly first to see what's actually in the registry. If we surface red flags, engage a lawyer. If the report is clean, you've spent €29 to know.
Built by someone who's been there
Lior Kaplan, Visurly founder
I bought a house in Italy myself. Visurly is the registry-data report I should have read before wiring my deposit, written in plain English instead of legal Italian. I built it so other foreign buyers don't have to learn the way I did.
Money-back guarantee
If any factual field in your report turns out to be wrong — owner name, mortgage amount, lien status, cadastral identifier, OMI range — we refund you in full. We're standing on Italian public-registry data; if our report doesn't match, you don't pay.
Common questions
Italian conveyancing lawyers charge €1,000–€5,000 for a full pre-purchase legal review. Visurly is the data layer underneath that — what's actually in the registry. Most foreign buyers want to see this before deciding whether to engage a lawyer. Use Visurly first; engage a lawyer if we surface red flags.
Reports are delivered within 24 hours of payment, every business day in Italian working hours (CET). If your deposit deadline is shorter, email hello@visurly.com — we can usually accommodate.
Just paste the listing URL in the address field. We'll work with the agent's listing to identify the cadastral parcel. If we can't confirm the parcel uniquely, we'll email you to ask one disambiguating question before charging — your card is never charged on an ambiguous property.
Yes. A "clean" report is also valuable — it's documented confidence that there are no registered surprises before you wire the deposit. The price covers the data pull and translation, not the finding.
No, and we don't claim to be. The notaio performs the 20-year title chain (ventennale), confirms conformità catastale, verifies marital regime, and assumes professional liability — none of which Visurly does. Visurly is a registry-data pre-check that flags the same red flags your notaio will later verify in full at completion. You see them now, before the deposit leaves your account.
Type the property address. Get a plain-English registry report in 24 hours. €29.
Money-back guarantee · 24-hour delivery · GDPR-compliant · Operated by Lior Kaplan